Extreme Sports Insurance

Info Assursport

Everything You Need to Know About Extreme Sports Insurance

Your thing is adrenaline rushes? Freeride skiing, kitesurfing, canyoning, motocross, paragliding, even basejumping... You love living life at full speed, and it shows in your sports activities. But extreme sports often come with significant risks. And when we talk about risks, we inevitably talk about insurance, as it’s important to protect yourself when the risk of accidents is higher than average. With extreme sports, there’s no doubt that danger is always present. But do you know if you’re well-covered while practicing your extreme sport? Can your civil liability be involved? Does your personal accident coverage include extreme sports? Do you need to take out a specific extreme sports insurance? These are essential questions to ask before heading out for your next "adrenaline rush" activity!
Extreme Sports Rarely Covered by Standard Insurances
Between your home multi-risk insurance that includes civil liability, and the personal accident coverage you’ve subscribed to, you might think you’re fully protected at all times, even when practicing your favorite extreme sport. But have you read all the clauses of the contract? It’s common for standard civil liability and personal accident insurance to exclude extreme sports. This is why turning to dedicated insurance is often necessary.

Civil Liability in Extreme Sports
Whether you’re riding a motorcycle on a circuit, paragliding, surfing, quad biking, flying an ultralight aircraft, or engaging in any other extreme sport, you could be responsible for an accident that causes both physical and material damage to a third party. Without appropriate civil liability insurance, you could face paying significant damages due to the severity of accidents that can occur in extreme sports. With the civil liability included in a contract like AssurSport, you are covered up to 45,000 euros for material damage caused to others and 150,000 euros for bodily injuries.
Proper Insurance for Practicing Extreme Sports
It goes without saying that it is just as important to protect yourself in case of an accident. In the event of falls, collisions, loss of control of a vehicle or equipment, you can quickly suffer serious injuries. These may require search and rescue, repatriation, medical expenses, or a disability or death benefit. All of this can be a considerable cost if you’re not properly insured. With AssurSport, your multi-sport insurance, you protect yourself from any unpleasant surprises while practicing your extreme sport. For less than 50 euros per year (or less than 120 euros if you choose the aerial and motorized sports option), you can enjoy your extreme sport with peace of mind, knowing you’re well-covered by your insurance.

Remember! AssurSport covers all your leisure and training sports practices, as well as non-official competitions. Official competitions requiring a federal license to participate are not covered by AssurSport.