Extreme Sports Insurance

Extreme sports such as freeride skiing, kitesurfing, canyoning, motocross, paragliding, ultralight aviation, or even base jumping are all about adrenaline, freedom, and pushing your limits. These activities offer unique sensations, but they also involve significantly higher risks than traditional sports.
Because of this elevated risk level, it is essential to ensure that you are properly protected before practicing your activity. Many standard insurance policies do not fully cover extreme sports, which can leave you exposed in case of an accident.
Extreme sports insurance is designed to give you the protection you need so you can enjoy your passion with greater peace of mind.

Are Extreme Sports Covered by Standard Insurance?

In many cases, standard insurance policies such as home insurance or personal liability coverage do not include high-risk or extreme sports activities. Even if you already have personal accident insurance or civil liability coverage, these contracts often contain exclusions related to: • High-speed sports
• Motorized sports
• Aerial activities
• Off-piste or high-risk environments

This is why it is important to carefully check your policy conditions before assuming you are covered.

Civil Liability in Extreme Sports

When practicing extreme sports, you can be held responsible for damage caused to third parties. This may include material damage or bodily injury resulting from an accident during your activity.. Without appropriate civil liability insurance, you could face paying significant damages due to the severity of accidents that can occur in extreme sports. With the civil liability included in a contract like AssurSport, you are covered up to 45,000 euros for material damage caused to others and 150,000 euros for bodily injuries.

Who Is This Insurance For?

Extreme sports insurance is intended for individuals who regularly or occasionally practice high-risk activities such as:
• Skiing off-piste and freeride skiing
• Kitesurfing and surfing
• Motocross and quad riding
• Paragliding and ultralight aviation
• Canyoning, climbing, and similar activities
• Other high-adrenaline sports

It is suitable for both enthusiasts and experienced athletes looking for reliable protection.

AssurSport covers sports practiced during leisure activities and training sessions, including non-official competitions. However, official competitions requiring a federation license are not covered under this policy.