Motorsports Insurance

Info Assursport

Everything You Need to Know About Motor Sports Insurance

Nothing excites you more than the roar of an engine? Big engines, classic cars, racing motorcycles, motorboating, quads, air racing or navigation... Whether on land, in the air, or at sea, your passion involves a motorized vehicle. And when there’s an engine, there’s usually power... and therefore risks! The reason motor sports are so popular is, of course, the adrenaline rush they provide. However, it’s important to be aware of the risks involved in practicing these sports. Accidents and injuries are frequent in these sports where speed is king. Motor sports enthusiasts should therefore opt for good insurance to enjoy their sport without stress.
Beautiful Machines and Thrilling Sensations
Perhaps you were raised watching F1 races on TV, hearing stories of the first great aviators, or maybe your parents were fans and enthusiasts of powerful motorcycles? Whatever the case, as an adult, you’re already an experienced driver: on the track, in the countryside, at sea, or aboard a biplane. You spend most of your leisure time indulging in your passion for motor sports, and the result: thrills and exciting sensations! But when engaging in a sport that carries dangers (falls, collisions, mechanical failures...), it’s important to think about protecting yourself first and foremost.

Insuring Against Accidents in Motor Sports
The issue with motor sports is the severity of the accidents they can cause. Given the power of the motorized vehicle, accidents can quickly lead to fractures, bruises, and serious injuries. That’s why it’s essential to protect yourself with dedicated motor sports insurance, which can cover medical expenses resulting from an accident (up to a payout in the case of death). An insurance policy like AssurSport protects you not only when you are the victim of an accident but also if you are responsible for it. Indeed, AssurSport includes a Civil Liability component that will cover the material and bodily damage you might cause while practicing your sport. Please note that your AssurSport policy does not cover any material damage you might cause to your own vehicle.
An Insurance Primarily for Leisure Practices
AssurSport’s multi-sport insurance covers you for your motor sports activities, both during your leisure time and while training. However, it does not apply to official competitions that require a license to participate.

Good to know: You love motor sports, but you also enjoy freeride skiing in winter or kayaking in summer? Your AssurSport insurance covers all your sports activities, even those you practice only occasionally. Its "search and rescue costs" coverage is especially useful if you enjoy off-piste skiing in winter!